The better alternative
Since the time online shopping has come into existence, it has taken over the conventional markets and malls. You can buy anything you want from the comfort of your living room. There is no need to go all the way to the market to buy anything. Due to this convenient and its demand, the online business has grown exponentially and so, this has given rise to multiple improvements from time to time. These improvements have been aimed at making the customer’s experience more pleasant and thus, to attract the maximum number of clients.
One such improvement offered by most online retailers is the Afterpay system. With Afterpay online shopping, you do not have to pay the price on the spot. You can pay the price of your item in 4-5 installments, without any interest. This makes it extremely convenient for people who found it hard to afford things in one go. This facility has been welcomed by the customers as it offers a number of benefits. Following are some of the prime benefits of the Afterpay system.
The easy setup
You don’t need to go through a long hectic process to apply for Afterpay. All you need to do is to sign up on the Afterpay and give in all the details for making the account. Once you’re done making the account, the Afterpay allows you to buy the product immediately while you pay for it in the upcoming weeks. This is fairly easy as compared to the hectic process of applying for loan. Moreover, the best part is, you don’t get charged for this terrifically convenient service.
Due to its rising demand, Afterpay is accepted in most online shopping sites. It is completely integrated in these sites and you don’t need to search for this option. Moreover, there isn’t a complex process to apply or sort out your desired payment plan. afterpay is user-friendly so you can easy set your desired plan of payment. You don’t even need to remember the plan. Afterpay does it for you. It keeps a track of your payment plan, and also keeps you updated through mail.
As mentioned earlier, the best part about using Afterpay is, you don’t get charged for this convenience. All you need to pay for is the product that you are buying. However, if you fail to make the payments as scheduled, you will need to pay some fine for that. But, other than that, there are no charges Afterpay burdens you with. There’s no registration or service fee.
Organizes for you
When using Afterpay, you don’t need to keep a track of all your payments. Afterpay is designed to take your burden and manage all the payment schedule and record. You do not need to keep a track of the payments you’ve made or the payments that are due. Afterpay divides your cost into 4 parts that you need to pay fortnightly. It automatically takes the amount from your assigned debit or credit card. Moreover, it also sends you a copy of the payment along with the remaining schedule so you are always aware of your payment schedule. This lets you pay the due portion of the price in advance, if you want to.
The Easy refund policy
Paying with the Afterpay system might worry you about the refund policy. To clear your confusion, it is as simple as it is with the normal payment system. Afterpay is equipped with the option of refund, but it follows no policy of its own. Check the refund policy of the retailer and Afterpay will not create problem for you in claiming your refund. You can claim refund with Afterpay the same way you claim refund otherwise.
Alternative to Credit card
No doubt, credit cards have made it easy to buy the things you can’t really afford. Most people fall for this façade of convenience and end up in debt. Afterpay charges no interest so you can still buy everything you want, but not the things you cannot pay as it makes a fortnightly schedule of your payments. It would be a wise decision to shift to Afterpay, to avoid drowning in debt because of your shopaholic nature.